
About the Author
Sarah Walker
Partner, Edwards Family Law
Legal 500 Recommended Lawyer 2026
University of Cambridge
Formerly Clifford Chance & Hughes Fowler Carruthers
Sarah Walker trained as a corporate lawyer at Clifford Chance before moving to family law in 2017. She worked at Hughes Fowler Carruthers under Frances Hughes, where she acted on the landmark case of Potanina v Potanin in the Court of Appeal and Supreme Court – one of the most significant international financial remedy cases in recent years. Sarah advises high-net-worth clients in the UK and abroad on complex financial disputes involving offshore trusts, business interests, and inherited wealth, as well as private law children matters.
Q: What can I do if my ex-spouse stops paying what was agreed in our divorce settlement?
A: A financial consent order or financial remedy order is legally binding and enforceable through the courts. If your ex-spouse fails to comply, you have a range of enforcement options available – from attachment of earnings orders and third-party debt orders to charging orders over property and, in serious cases, committal proceedings for contempt of court.
One of the most distressing situations I encounter is a client who has been through the entire divorce process, reached a settlement, and is then faced with an ex-spouse who simply refuses to comply with what the court has ordered. The settlement that took months to achieve is worth nothing if it cannot be enforced.
The good news is that the English courts take enforcement seriously and have substantial powers to compel compliance. The key is knowing which enforcement mechanism is right for your situation – and acting without delay.
What types of non-compliance are most common?
The most common enforcement issues I see are: failure to pay lump-sum orders on time or at all; missed maintenance payments; failure to transfer property or execute a transfer; and failure to comply with pension-sharing orders. Less commonly, a party may attempt to delay or obstruct the implementation of a business sale or asset realisation that the court ordered.
In high net worth cases, non-compliance often has a strategic dimension – a wealthy ex-spouse may be deliberately making enforcement difficult by moving assets, restructuring business interests, or simply refusing to engage. These cases require a different approach from straightforward arrears.
The most common form of non-compliance I encounter is the failure to make spousal maintenance payments. While ex-spouses are often more accepting of their obligation to pay child maintenance, they frequently resist paying spousal maintenance. In cases where the paying party has a stable and substantial income, the usual first step is to request compliance with the court order. If this is unsuccessful, the next step is typically to threaten and if necessary, pursue an application for an attachment of earnings order.
Enforcement options for lump sum and property orders
Where a lump sum has not been paid, a charging order can be obtained over the debtor’s property, which prevents them from selling or remortgaging without satisfying the debt. A third-party debt order can freeze and redirect money held in bank accounts. Where the debtor has income, an attachment of earnings order can require their employer to deduct payments directly from their salary.
For property transfer orders, where the non-complying party refuses to sign the relevant documentation, the court can appoint a court officer to execute the transfer on their behalf, meaning the transfer proceeds without their cooperation.
Enforcement options for maintenance arrears

Maintenance arrears can be recovered through many of the same mechanisms available for lump sums. An attachment of earnings order is often the most effective route when the paying party is employed. For self-employed individuals or those with income from investments or business interests, the position is more complex. It may require a more forensic approach to locate and attach income at source.
It is important to note that maintenance arrears can be enforced only for the 12 months immediately preceding the enforcement application, unless the court grants permission to enforce earlier arrears. Acting promptly is therefore important.
If you begin to notice that maintenance payments are being missed or are becoming irregular, it is important to act quickly rather than waiting for arrears to build up. In the first instance, you should:
- Keep a clear record of all missed or late payments, including dates and amounts.
- Raise the issue promptly with the paying party, as non-payment is sometimes due to oversight or short-term cash flow issues.
- Seek legal advice early if payments are not brought up to date quickly, so that enforcement options can be considered before arrears fall outside the 12-month window.
Early action significantly improves the chances of recovery. Delays can not only limit the amount that can be enforced without the court’s permission, but may also make recovery more difficult if the paying party’s financial position changes or becomes less transparent over time.
When can committal proceedings be used?
Committal – the ultimate sanction for breach of a court order – is available where a party has deliberately and knowingly breached an order. It is a serious step, carrying the possibility of imprisonment or a fine, and the courts require a high standard of proof. It is most commonly used where all other enforcement options have been exhausted or where the non-compliance is particularly egregious.
The threat of committal proceedings often has the effect of concentrating minds without the need to go all the way. In my experience, a well-drafted enforcement application accompanied by a clear indication that committal will follow if compliance is not forthcoming frequently produces results.
What if my ex-spouse has moved assets overseas?
This is an increasingly common problem. If assets have been moved to another jurisdiction, enforcement becomes more complex but is by no means impossible. English courts can grant freezing injunctions with worldwide effect, which prevent a party from dealing with assets anywhere in the world pending enforcement proceedings.
Enforcement in another country depends on whether that country has reciprocal enforcement arrangements with England and Wales, and whether the original order meets the requirements of that jurisdiction’s law. Early advice is essential – the longer assets remain overseas without action, the harder enforcement becomes.
I have acted in matters involving the enforcement of orders against high-value moveable assets, including luxury vehicles such as a Lamborghini, where the position was particularly complex and required urgent action to prevent the asset from being moved beyond the court’s reach.
If your ex-spouse is not complying with a financial order, Edwards Family Law can advise you on your enforcement options. Contact us at edwardsfamilylaw.co.uk.
FAQs (Frequently Asked Questions)
A: For maintenance arrears, you can generally only enforce the 12 months immediately before the application without the court’s permission. For lump-sum and property orders, there is no strict time limit, but delays can complicate enforcement, particularly where assets have been moved or dissipated.
A: Bankruptcy materially affects the enforceability of financial remedy orders and the available routes to recovery. The interaction between family and insolvency law is highly fact-sensitive, including issues of timing, notice, and the status of the trustee, and early specialist advice is essential.
A: Orders made in other countries can sometimes be enforced in England, depending on the country and the nature of the order. Reciprocal enforcement arrangements exist with several jurisdictions. The process requires specialist international family law advice.
A: For maintenance orders, you can apply to vary the order if there has been a material change in circumstances. Capital orders – such as lump sums and property transfers – are final once made and cannot be varied, save in the very limited circumstances where an order can be set aside entirely.



















