Legal Advice for Divorce | Edwards Family Law

My Spouse Had an Affair: Will It Affect My Divorce Settlement in 2026?

Posted on February 9, 2026February 10, 2026 by Sarah Walker

Written by Sarah Walker, Partner, Edwards Family Law. Edwards Family Law is authorised and regulated by the Solicitors Regulation Authority (SRA number: 658249).

Discovering a spouse’s affair can be deeply painful, and it is very common to wonder whether their cheating means you will receive a larger divorce settlement or a different outcome on child arrangements in England and Wales. In most cases, adultery itself does not change the financial settlement or child arrangements. Still, there are important exceptions.

This guide explains what the law actually says, when an affair might matter, and what practical steps you can take to protect yourself and your family.

1. Does adultery matter legally in the UK?

Since April 2022, you no longer need to prove adultery, unreasonable behaviour, or any other reason to get divorced. The Divorce, Dissolution and Separation Act 2020 introduced “no-fault divorce” to England and Wales, meaning you simply provide a statement that the marriage has irretrievably broken down.

The court does not investigate who is “to blame” for the breakdown. While the emotional impact of an affair is vast, the legal process itself is not about punishing an unfaithful spouse. Previously, adultery was one of five “facts” you could use to prove irretrievable breakdown, but this system no longer exists.

Key point: Whether or not your spouse had an affair, the divorce process is the same. You cannot mention the affair in your application.

2. Does cheating affect your divorce settlement?

In most cases, no. English courts do not punish infidelity in the division of assets. The family court’s primary focus is on fairness and on meeting both parties’ needs, not on moral judgment.

When deciding how to divide assets, the court considers the factors set out in section 25 of the Matrimonial Causes Act 1973:

The income, earning capacity, property and other financial resources each spouse has or is likely to have

The financial needs, obligations and responsibilities of each party, including housing needs

The standard of living during the marriage

The age of each party and the duration of the marriage

Any physical or mental disability

Contributions made by each party, including non-financial donations such as caring for children

The needs and welfare of any children of the family are a first consideration.

“Conduct” is only taken into account in rare cases where it would be inequitable for the court to ignore it. That threshold is very high and typically involves serious financial or personal misconduct rather than the fact of an affair alone.

A recent reported case which dealt with the issue of “conduct” is the case of Loh v Loh-Gronager [2025] EWFC 483. In this case Cusworth J determined a heavily contested financial remedy dispute arising from a short, childless marriage governed by a pre-nuptial agreement, in which the husband engaged in serious litigation misconduct. The court found that the husband had fabricated or doctored key emails and made systematic unauthorised withdrawals of substantial sums, most of which were treated as advances on his entitlement pursuant to a pre-nuptial agreement. Applying s.25(2)(g) MCA 1973 and Radmacher v Granatino [2010] UKSC 42, the court held that the husband’s conduct crossed the high threshold at which it would be inequitable to disregard it. The court found that fairness required a sanction beyond costs, resulting in significant deductions from the husband’s entitlement under the pre-nuptial agreement and a substantially reduced final award.

Notably, while the husband made some suspicious bank transfers that could suggest personal relationships, it was not any alleged affairs that constituted serious litigation misconduct. He was sanctioned for misappropriation of funds and egregious litigation misconduct, as well as an overall pattern of behaviour that undermined the integrity of the proceedings, for example, posting personal photographs of the wife on Instagram and instructing a private investigator to loiter outside her home. These actions, not marital infidelity, contributed to the court’s finding that his conduct crossed the s.25(2)(g) threshold.

At Edwards Family Law, we frequently act for clients who raise conduct issues within their financial proceedings, and we are able to advise on the merits and prospects of any potential conduct claim. We can guide you on whether such arguments are likely to be relevant, proportionate, and effective in the context of your case.

In a recent matter we acted for a husband whose wife made serious but ultimately false allegations of abuse in Children Act and Family Law Act proceedings. She incurred disproportionately high legal costs pursuing these claims compared with the husband, and the court ultimately penalised her litigation conduct in the financial settlement.

3. When an affair can affect your settlement: financial misconduct

Although adultery itself almost never changes the outcome, how your spouse spent money during the affair can sometimes be relevant. This is often described as “dissipation of assets” or “financial misconduct”.

The amount of money that is dissipated has to be significant and cannot just comprise of gifts or holidays, examples of “financial misconduct” might include:

Significant monetary transfers to an affair partner

Using marital funds to purchase a property in the affair partner’s sole name without the other spouse’s consent

Setting up the affair partner in a business using marital funds

Where one spouse has used marital funds in this way, the court can take the dissipation into account when deciding a fair settlement. This might mean “adding back” the sums that have been spent so the innocent spouse is not unfairly disadvantaged.

For higher-value or more complex cases, forensic accountants, careful analysis of Form E financial disclosure, and targeted questionnaires can be used to unpick unusual spending patterns and uncover hidden assets or accounts.

Our lawyers have acted in a case where a husband deliberately made himself bankrupt in an attempt to frustrate his wife’s financial claim and spending lavishly (amounting to hundreds of thousands of pounds) on his affair partner. This was a rare instance in which the husband’s financial misconduct, linked to his affair, was relevant to the overall outcome of the case.

4. Does an emotional affair count as adultery?

Legally, no. Under the old divorce law, adultery was defined as voluntary sexual intercourse between a man and a woman. A close relationship involving messages, emotional intimacy, or even kissing, but without sexual intercourse, was not considered adultery.

However, this distinction no longer has a practical effect. Since no-fault divorce was introduced in April 2022, you do not need to prove adultery or categorise your spouse’s behaviour at all. You simply state that the marriage has irretrievably broken down. If an emotional affair has led to serious financial misconduct (described above), that spending can still be relevant to the monetary settlement, regardless of whether it was a physical or emotional relationship.

5. Will an affair affect child arrangements?

An affair alone will not affect custody or contact arrangements. The court’s priority is always the child’s welfare under the Children Act 1989, and having an affair does not make someone an unfit parent.

However, the circumstances around the affair can be important:

If the new partner presents a safeguarding risk because of their behaviour, substance misuse, or history

If the home environment has become unstable, with frequent arguments, moves, or emotional distress affecting the children

If a parent is prioritising the new relationship over their caring responsibilities, leading to neglect or unreliability

In such situations, the court may consider adjusting living arrangements and contact patterns, or imposing safeguards to protect the children’s well-being. The focus remains on stability, safety, and the children’s long-term emotional health, not on punishing a parent for having an affair.

Our team includes specialists in complex children’s matters. Our lawyers have recently acted in a matter where child arrangements and safeguarding had to be considered in light of the fact that a new partner was charged for a serious criminal offence. For more information, see our guide to child arrangements.

6. Can I sue my spouse for having an affair?

No. There is no legal claim for adultery in England and Wales. Unlike some US states, which allow claims for “alienation of affection”, the UK has no equivalent. You cannot sue your spouse or the affair partner for damages.

The only legal avenue is through divorce proceedings and the financial settlement process. If your spouse has misappropriated marital funds in the context of an affair, you can raise this as financial misconduct, but there is no separate claim for the emotional harm caused by infidelity.

7. The emotional reality versus the legal reality

There is often a painful gap between how betrayed spouses understandably feel and what the law can actually do about that betrayal. Many people expect the court to “compensate” them financially for the affair. Still, the legal focus is on meeting needs and achieving a fair, workable outcome for both parties and the children.

That does not mean your emotions are not valid. Feelings of anger, shock, grief, and confusion are widespread. Seeking therapeutic support alongside legal advice can help you process what has happened and make clear, informed decisions about your future.

“Some clients come to us expecting the court to financially penalise their ex-spouse for their behaviour during the marriage. We help them understand that the legal system focuses on practical outcomes, not moral judgements. That said, we fight hard to ensure any financial misconduct is fully accounted for.”

8. Practical steps if you have discovered an affair

Once the initial shock subsides, it can help to take some calm, practical steps:

1. Prioritise your wellbeing

Ensure you are eating, resting, and relying on trusted friends, family, or a counsellor. You do not have to make every decision immediately.

2. Gather key financial information

Gather all relevant financial documents that are readily accessible, such as bank statements, mortgage records, investment and pension information, and any business accounts that can reasonably be produced. This should be done in line with the principle from Imerman v Imerman, which provides that disclosure should generally be limited to documents that can be “found on the kitchen table,” without breaching your ex-spouse’s confidentiality or going beyond what is proportionate.

An “Imerman document” refers to a document in divorce or financial proceedings that is confidential and personal to one spouse, often business, personal, or financial records, which the other spouse cannot access without consent or a court order.

This is a complex area of law, and you should seek specialist legal advice regarding which documents you are entitled to access. At Edwards Family Law, we have extensive experience advising clients on the management and disclosure of “Imerman” documents.

3. Document any suspected financial misconduct

Keep a record of unusual withdrawals and transactions. However, avoid any unlawful access to accounts or devices.

4. Avoid retaliatory action

Try not to make significant financial decisions, move money, or confront the affair partner in a way that could escalate conflict or risk allegations against you.

5. Seek early legal advice from a specialist

Speaking to an experienced family solicitor at an early stage can help you understand your options, timelines, and likely outcomes before you decide whether to separate or divorce.

6. Consider emotional and relationship support

Whether you are considering reconciliation or separation, professional counselling can support you in processing the betrayal and thinking clearly about the future.

9. Frequently asked questions

Does cheating affect divorce settlements in the UK?

Generally, no. The court is not there to punish a spouse for infidelity, and adultery alone does not usually entitle the other spouse to a larger share of the assets. However, if the cheating spouse has engaged in serious financial misconduct related to the affair, this may be taken into account when dividing assets.

Can I get more money because my spouse cheated?

You are unlikely to receive more money just because of the affair, but you can raise concerns about assets that have been spent or hidden as part of the relationship. The court will still base its decision on needs, resources, and fairness overall, not on moral blame.

Is adultery still grounds for divorce in England and Wales?

No. Since the introduction of no-fault divorce in April 2022, you no longer need to prove adultery or unreasonable behaviour to obtain a divorce. A simple statement of irretrievable breakdown is enough, whether or not an affair has occurred.

How does an affair affect child custody?

An affair on its own does not usually affect child arrangements. The court will consider the children’s best interests, including whether the new relationship presents any safeguarding issues or instability that might affect the children’s welfare.

Can I claim compensation for emotional distress caused by the affair?

No. There is currently no separate claim in English family law for damages for emotional distress caused by adultery. While the emotional impact is very real, the financial settlement is based on needs, resources, and fairness rather than compensation for hurt feelings.

What if my spouse denies the affair?

It does not matter for the divorce itself, as you no longer need to prove adultery. However, if you are claiming financial misconduct, you will need evidence of the misappropriation of funds. This can often be discovered through the financial disclosure process by way of exchange of Forms E.

Does it matter if my spouse is now living with the affair partner?

This can be relevant to the financial settlement. If your spouse is now co-habiting, their housing costs may be shared, which could affect the court’s assessment of their needs. It does not, however, mean you are automatically entitled to more.

How Edwards Family Law can help

If you have discovered your spouse is having an affair and are unsure what to do next, our team can guide you through your options, from initial advice and financial disclosure through to negotiated settlements or court proceedings where necessary.

We provide discreet, strategic advice tailored to your personal and financial circumstances, with a particular focus on protecting children’s welfare and long-term financial security.

“For a confidential discussion about your situation, contact one of our partners Kelly Edwards, Daniel Chalmers or Sarah Walker, who specialise in complex financial remedy and high net worth divorce cases. Call [020 3983 1818] or email [contact@edwardsfamilylaw.co.uk] to arrange an initial consultation.” Edwards Family Law is authorised and regulated by the Solicitors Regulation Authority (SRA number: 658249).

Get Divorce Advice If You Notice These 7 Critical Warning Signs

Posted on August 6, 2025November 27, 2025 by Kelly Edwards

Every marriage experiences challenges, and many people struggle to decide whether getting a divorce is the right step for them. Deciding to get a divorce is a significant and personal choice, and seeking professional advice can help once you have decided to move forward. As experienced family law solicitors, we know similar warning signs consistently appear before couples seek divorce advice, and understanding these patterns can help you make well-informed decisions about your future, especially if you are considering getting a divorce.

Navigating the divorce process and post-separation issues with an ex-partner can be challenging, as it often involves addressing both legal and emotional aspects to ensure a smoother transition.

If you’re considering a divorce or have questions about the divorce process in England or Wales, contact our team at Edwards Family Law. Getting a divorce involves several legal steps, and our team can help you decide the best approach for your situation. We understand the challenges people face when going through a divorce and the importance of professional guidance. We specialise in complex divorce, and we can guide you through the entire divorce process. Whether you’re looking for a solicitor for divorce or need assistance with divorce mediation, our team is here to help you every step of the way.

Understanding When Your Relationship Has Reached a Breaking Point

Marriage naturally involves ups and downs, but distinguishing between temporary rough patches and fundamental relationship breakdowns requires careful consideration. Deciding between separation and divorce is a major step, and reaching an agreement with your partner can sometimes make the process smoother. When couples finally seek divorce advice, they often realise they’ve been ignoring warning signs for months or even years. The key is recognising these patterns early enough to either address them effectively or make a well-informed decision about your marriage’s future.

Under the current legislation in England and Wales, there is a minimum timeframe of six months for divorce proceedings. There is a mandatory period of twenty weeks from the application stage to conditional order, followed by six weeks from conditional order to final order. This required twenty-week period allows couples the opportunity to reflect before the conditional order is issued, which is when many couples start to feel ‘divorced,’ even though the legal dissolution is not finalised until the final order. This reflection period can also be used for deciding whether to proceed with divorce or consider separation.

Understanding Civil Partnerships and Their Unique Challenges

Civil partnerships are a legally recognised way for two people to formalise their relationship, offering many of the same rights and responsibilities as marriage. However, when it comes to ending a civil partnership, there are unique challenges that can arise during the divorce process. The legal steps for dissolving a civil partnership are similar to those for divorce, but there are important differences in terminology and procedure that can affect your case.

If you are considering ending your civil partnership, it is essential to seek legal advice from a family law solicitor who has experience with civil partnerships, such as our firm. We can guide you through the divorce proceedings, explain the no-fault divorce process, and help you understand your rights and obligations under family law. Navigating the family court system can be complex, especially if there are issues involving children, property, or finances. A solicitor can ensure that your interests are protected and that you follow the correct legal processes from start to finish.

Whether you are dissolving a civil partnership or ending a marriage, the law provides a clear process for reaching a fair outcome. By seeking professional advice early, you can avoid unnecessary complications and make informed decisions about your future. Remember, every family is unique, and a family law solicitor can tailor their advice to your circumstances, helping you achieve the best possible result.

The 7 Essential Warning Signs That Signal It’s Time for Divorce Advice

Sign #1: Communication Has Completely Shut Down

When conversations become forced or disappear entirely, your marriage may be in trouble. If dinner times are silent and you feel like you’re living with a flatmate rather than a life partner, this communication breakdown often signals the need for professional divorce advice.

Healthy marriages require open dialogue, but when one or both partners stop trying to communicate, the relationship becomes emotionally barren. This silence doesn’t just indicate temporary stress; it often reflects deeper issues that require professional intervention to resolve or properly evaluate. Our experienced solicitors regularly encounter clients who describe feeling completely disconnected from their spouse, unable to discuss even basic household matters without tension or complete avoidance.

Sign #2: You Feel Like You’re Constantly Walking on Eggshells

Living in constant fear of your partner’s reactions creates an unhealthy dynamic that destroys intimacy and trust. Whether you’re avoiding conversations due to a partner’s explosive temper or fear of emotional manipulation, walking on eggshells is never acceptable in a healthy relationship.

This behaviour pattern often indicates deeper control issues or emotional difficulties that require immediate attention. Continuing in such an environment puts you at risk of harm to your emotional and physical well-being. If you find yourself changing your behaviour to avoid confrontation, seeking divorce advice can help you understand your options and rights in this situation. Our team at Edwards Family Law understands these complex dynamics and can guide you through the process with sensitivity and expertise.

Sign #3: You’re the Only One Fighting to Save the Marriage

Relationships require effort from both partners, and when only one person is working to maintain the connection, the marriage is destined to fail. If your partner has emotionally checked out whilst you continue making desperate attempts to reconnect, this imbalance signals serious relationship dysfunction.

One-sided efforts create resentment and exhaustion that ultimately damage your mental health and self-worth. Professional divorce advice can help you evaluate whether your marriage has reached a point where continued efforts are counterproductive. We specialise in complex divorce situations and can guide you when it might be time to consider alternative approaches to your relationship difficulties.

Sign #4: Your Personal Identity Has Been Completely Lost

When you’ve lost yourself entirely within your marriage, it may be time to seriously consider seeking divorce advice. Healthy relationships should enhance your identity, not completely absorb it. If you no longer recognise the person you’ve become or feel like you’ve sacrificed everything for a relationship that doesn’t reciprocate, professional guidance becomes essential.

Identity erosion often happens gradually, making it difficult to recognise until the damage becomes severe. This loss of self can impact every aspect of your life, from career decisions to friendships, creating long-term consequences that extend far beyond your marriage. Our solicitors understand the importance of helping clients reclaim their sense of self throughout the divorce process.

Sign #5: You’re Staying Together ‘For the Children’s Sake’

Remaining in an unhappy marriage solely for your children’s benefit often causes more harm than divorce would create. Children naturally absorb the tension and negativity in dysfunctional households, potentially learning unhealthy relationship patterns that affect their future romantic connections.

When parents model unhealthy relationships, children may grow up believing that constant conflict, emotional distance, or toxic dynamics are normal in marriages. Seeking divorce advice can help you understand how to prioritise your children’s wellbeing while making decisions about your marriage’s future. Our team can guide you through divorce mediation and other child-focused approaches to ensure the best outcomes for your family. Making arrangements with the other parent is also an important part of ensuring the best outcomes for your children.

Sign #6: Your Physical and Mental Health Are Deteriorating

Chronic relationship stress can manifest in physical symptoms. When your marriage consistently damages your mental health through anxiety, depression, or constant emotional turmoil, professional divorce advice becomes crucial for your well-being.

Your health should never be sacrificed for a relationship that consistently causes distress. If you’re experiencing persistent health problems that correlate with relationship stress, consulting with professionals about your options can provide clarity about the best path forward. We understand the toll that marital difficulties can take on your overall well-being.

Sign #7: You Feel More Like Roommates Than Life Partners

When emotional and physical intimacy disappears and you’re simply cohabiting without a genuine connection, your marriage has fundamentally changed. If you find yourselves living parallel lives in the same house without meaningful interaction or affection, this disconnection often signals the need for divorce advice.

This roommate dynamic typically develops over time as couples grow apart emotionally. Without shared goals, intimate conversations, or physical affection, the marriage becomes a practical arrangement rather than a loving partnership. Our experienced solicitors can help you evaluate whether this disconnection is temporary or indicates deeper incompatibility.

Serious Red Flags That Demand Urgent Divorce Advice

Domestic Abuse and Violence: When Safety Must Come First

Domestic abuse and violence are serious issues that can affect anyone, including those in civil partnerships. If you are experiencing domestic abuse, your safety and the safety of your children must always come first. There are legal protections available to help you, and it is important to seek support as soon as possible.

A solicitor can help you apply for a court order to protect yourself and your children from further harm. If you are worried about the cost of legal help, you may be eligible for legal aid, which can cover the costs of legal representation and support. There are also organisations and helplines, such as the National Domestic Abuse Helpline, that can provide immediate assistance and practical information.

Remember, you do not have to face this situation alone. Legal professionals are experienced in dealing with cases of domestic abuse and can guide you through the process of securing protection and support. Your well-being and that of your children are the top priority, and there are resources available to help you move forward safely.

Psychological Manipulation and Controlling Behaviour

If your partner uses emotional manipulation, gaslighting, or controlling tactics to dominate the relationship, seeking immediate divorce advice becomes essential. These behaviours often escalate over time and can cause lasting psychological damage.

In some cases, it may be necessary to seek a court order to protect yourself or your children from further harm.

Repeated Infidelity and Broken Trust

When trust has been repeatedly broken through infidelity or other betrayals, professional guidance can help you understand your options and rights. Our team handles these sensitive situations with discretion and expertise.

Social Pressure Is Your Only Reason for Staying

If fear of judgment from family, friends, or community is preventing you from addressing serious marital problems, divorce advice can help you prioritise your genuine wellbeing over external expectations.

Essential Steps Before Making Your Final Decision

Actions to Consider When These Warning Signs Appear

Before making any major decisions, document patterns of behaviour, as this documentation can help you provide evidence if legal action becomes necessary, and consider whether professional counselling might address some issues. However, don’t delay seeking divorce advice if you’re experiencing serious problems.

Mental and Emotional Preparation for Major Life Changes

Understanding the divorce process in England and Wales can help reduce anxiety about the unknown. The mandatory twenty-week reflection period provides time to ensure you’re making the right decision for your circumstances. Typically, a dissolution takes several months from start to finish, but the exact duration can vary depending on factors such as financial settlements, property division, and arrangements for children.

Safeguarding Your Wellbeing and Your Family’s Future

Consider practical matters such as finances, housing, and what will happen to the family home during the divorce process, as well as children’s arrangements. If you are facing financial difficulties during separation, you may be eligible for financial help, such as Housing Benefit, Universal Credit, or other support schemes. Our team can guide you through these complex considerations whilst protecting your interests.

Navigating Family Court Proceedings

The family court process can feel overwhelming, especially if you are unfamiliar with the legal system or facing a difficult divorce. A family law solicitor can help you understand each stage of the divorce process, from filing your application to attending hearings and finalising arrangements for children and finances.

Your solicitor will explain the legal requirements, represent your interests in court, and ensure that your rights are protected throughout the proceedings. They can also help you prepare the necessary documents, gather evidence, and communicate effectively with the court and the other party. Having professional support can make a significant difference in achieving a fair and positive outcome for you and your family.

If you are concerned about any aspect of the process, do not hesitate to ask your solicitor for advice. They are there to guide you through the legal processes and help you make informed decisions at every step.

What to Expect in Court

If your divorce proceedings require you to attend court, it is natural to feel anxious about what to expect. Your solicitor will explain the court process in detail, so you know what will happen at each stage. They will help you prepare your case, organise your documents, and ensure you understand how to present your situation clearly and confidently.

During the hearing, the judge will listen to both sides and make decisions based on the evidence and the law. Your solicitor will be by your side to support you, answer your questions, and help you communicate effectively with the judge. It is important to stay calm, listen carefully, and speak honestly about your circumstances.

Remember, the court is there to ensure a fair process and to protect the interests of everyone involved, especially children. With the right legal support, you can approach your court appearance with confidence and work towards the best possible outcome for your future.

Applying for a Divorce: Your First Legal Step

Taking the first step to apply for a divorce or dissolution of a civil partnership is a significant moment in the divorce process. In England and Wales, you are eligible to apply for a divorce or dissolution if you have been married or in a civil partnership for at least one year. This initial stage involves making a formal divorce application, which can be submitted either jointly with your partner or by yourself if you are ready to move forward independently.

It is important to note that the law changed in April 2022, which has affected the steps and procedures for divorce and dissolution applications.

The divorce process is designed to be as straightforward as possible, but it is still a legal procedure with specific requirements. Whether you are ending a marriage or a civil partnership, understanding your rights and responsibilities from the outset is crucial. Applying for a divorce is not just about ending a legal relationship, it is about setting the foundation for your future, including arrangements for children, finances, and property. If you are unsure about any aspect of the process, seeking legal advice early on can help you make informed decisions and avoid unnecessary complications.

Understanding the Application Process

The process of applying for a divorce or dissolution involves several key steps. First, you will need to prepare and submit your divorce application, which outlines your intention to legally end your marriage or civil partnership. This application can be made online or by post, and it must be served on your partner, who will then have the opportunity to respond.

It is highly recommended to seek legal advice from a family law solicitor before starting the divorce application. A solicitor can explain the legal processes involved, help you understand your rights, and provide guidance on sensitive issues such as domestic abuse, child arrangements, and financial orders. If your situation involves complex family dynamics or concerns about your safety, a family law solicitor can ensure that your interests are protected throughout the process. They can also advise you on the best approach to take, whether that involves mediation, negotiation, or court proceedings.

Key Documents and Requirements

When you apply for a divorce or dissolution, you will need to provide certain essential documents. The most important is your marriage certificate or civil partnership certificate, which proves that your relationship is legally recognised. You will also be asked to provide detailed information about your personal circumstances, including your income, expenses, and any assets you and your partner hold.

If you have children, you will need to outline the current arrangements for their care, including where they live and how much time they spend with each parent. Providing accurate and complete information at this stage is vital, as it helps the court make informed decisions about your case and can prevent delays in the divorce process. Being thorough and honest about your circumstances will also help your solicitor give you the best possible advice and support.

What to Expect After Filing

Once your divorce application has been filed, you will receive confirmation from the court, and your partner will be formally notified. Your partner will then have the opportunity to respond to the application. If they do not respond, the court may proceed with the divorce or dissolution without their input. However, if your partner contests the application or disputes any aspect of the process, you may be required to attend court hearings to resolve the issues.

Throughout this period, it is important to have the support of a family law solicitor, who can represent you in court and help you navigate the legal processes involved. Your solicitor can also connect you with other services and support, especially if you are experiencing domestic violence or need urgent protection for yourself or your children.

Beyond the legal steps, it is essential to consider the emotional and practical impact of divorce, including changes to your living arrangements, finances, and family dynamics. A family law solicitor can provide practical information and guidance tailored to your circumstances, helping you achieve the best outcome for your future. Remember, the divorce process is a journey, and while it can be challenging, the right support can help you move forward with confidence and security.

Why Professional Divorce Advice Becomes Crucial

Navigating Complex Legal Territories and Rights

The divorce process involves numerous legal requirements and deadlines, many of which are handled in family court. Whether you’re looking for a solicitor for divorce or need assistance with divorce mediation, professional guidance ensures you understand your rights and obligations throughout the process.

Strategic Financial Planning for Your New Chapter

Money management is a key part of financial planning during divorce. Divorce involves complex financial considerations, including property division, pension sharing, other assets, and spousal maintenance. Our experienced solicitors can help you understand your financial position and ensure fair settlements that protect your future security.

It is important to assess what you can afford in terms of housing and living expenses after divorce. You should also consider the cost of legal proceedings and plan for these expenses. In some cases, you or your former partner may be required to pay legal fees or maintenance, and these payments need to be arranged clearly. Paying bills and other obligations on time during the transition is essential to avoid further financial stress. Some payments may need to be made or received as part of the settlement, so ensure you are paid what you are owed. If your income changes after divorce, explore eligibility for tax credits or other financial support to help manage your finances.

Building Healthy Co-Parenting Foundations

If children are involved, establishing effective co-parenting arrangements becomes crucial for their well-being and benefits families as a whole. We can guide you through creating arrangements that prioritise your children’s needs whilst protecting your parental rights.

Moving Forward: Creating Your Action Plan After Identifying These Signs

Once you’ve recognised these warning signs in your marriage, taking decisive action becomes important for your well-being. The six-month minimum timeframe for divorce proceedings in England and Wales provides adequate time to plan your approach carefully.

Consider whether divorce mediation or family mediation might be appropriate for your situation, as this can often help you deal with disputes and reach agreements without going to court. However, in cases involving manipulation, control, or abuse, direct legal representation may be more suitable.

Document important financial information and consider your housing needs, especially if children are involved. Certain issues, such as finances or child arrangements, may be dealt with separately from the main divorce process. Our team can help you understand what information you’ll need to gather, how to make clear agreements to protect your interests, and how to deal with arrangements throughout the process.

Speak to us

If you’re considering a divorce or have questions about the divorce process in England and Wales, don’t wait until problems escalate further. Contact our team of divorce lawyers at Edwards Family Law today. We specialise in complex divorce cases and can guide you through the entire divorce process with compassion and expertise.

Recent changes in the law have made the process for both marriages and civil partnerships more straightforward, and civil partnerships are now treated similarly to marriages in the divorce process. You now have the option to make a joint application for divorce or dissolution, which can simplify the process if both parties agree. You can also apply online for divorce or dissolution, making it more convenient and faster than applying by post. There is a court fee required for applications, but you may qualify for a reduction depending on your financial circumstances. It is important to consider applying for a financial order to formalise financial arrangements for yourself and any children. If you are in a civil partnership, you will need to make a dissolution application, which follows a similar process to divorce.

Whether you’re looking for a solicitor for divorce or need assistance with divorce mediation, our team is here to help you every step of the way. We understand that every situation is unique, and we’ll work tirelessly to achieve the best possible outcome for you and your family.

The mandatory reflection period built into the current divorce legislation ensures you have time to make considered decisions, but seeking professional divorce advice early can help you understand all your options and prepare effectively for the road ahead.

Speak to a top divorce lawyer today and take the first step towards protecting your future.

Divorce Day: New Year, New Beginnings?

Posted on January 6, 2025November 27, 2025 by Charlotte Lanning

The media have coined the term “Divorce Day”. This is the first Monday in January and this year falls on Monday 6 January 2025. “Divorce Day” is considered to be the most popular day for couples to initiate divorce proceedings. Below we explore the potential reasons for this and considerations if are you are thinking of separating.

Why does January see more divorce enquiries?

It is fair to say that most family lawyers see an uplift in enquiries at the start of the new year and this can be for a variety of reasons. The festive period can be very stressful, both financially and emotionally. For couples who are already struggling, this can only exacerbate issues. Many also see the New Year as a fresh start, so addressing relationship issues and taking steps to separate may be on the list.

For couples with children, separating just before Christmas is not an attractive option. Couples may therefore decide to stay together until the festive period is over. Many solicitors see a rise in enquiries in the lead-up to Christmas. Clients want to take legal advice about their rights, but then wait to take formal action until the New Year.

Other issues impacting the decision to file for divorce

According to the most recent report published by the Office for National Statistics there has been a decline in the number of divorces. In 2022 there were 80,057 divorces granted in England and Wales, a 29.5% decrease compared with 2021 and the lowest number of divorces since 1971. We do not know the exact reason for the decline, however the cost-of-living crisis may have influenced people’s decisions to divorce.

A Legal & General study in 2025 found 272,000 people have delayed their divorce due to the cost-of-living pressures. Although 2024 saw interest rates and mortgage rates decrease slightly, the cost-of-living pressures remain. Potential clients are becoming increasing reticent and concerned to initiate proceedings, with many taking advice and then telling us that they want to sit tight, believing a divorce or separation to be ‘unaffordable’ at the moment. Creating two households out of one seems unaffordable for many.

What to consider if you are thinking of separating

Making the decision to separate, whether now or in the future, it extremely difficult. Getting divorced is not only a legal process, but also is an emotional journey and you should ensure you have the right support in place.

You should consider obtaining legal advice as early as possible. Taking legal advice does not need to lead to separation or divorce, but arming yourself with the information so that you can prepare yourself for this eventuality can be empowering, whatever way you decide to go, knowledge is power after all. Ensuring you also have emotional support is important. Whether this be family or friends or looking to a professional for support, for example a therapist or divorce coach. The emotional toll of a divorce should not be underestimated.

When to formally separate

There is no one size fits all approach. What is right for you may be different to someone else, and it is important to take the process at your pace. Some people choose to emotionally separate but not formally move apart and deal with their financial arrangements. This arrangement is often something that we would advise against. Whilst some may believe that they would prefer to wait until asset values increase, this can be a false economy. Certainly, once a couple (or even one party) has made the decision to separate, staying in a marriage or relationship at that stage can be very claustrophobic and stressful, and can also seriously impact the mental health of children involved in the midst. It is true to say that this arrangement will also only work if there is complete trust between the separating couple.

Delaying formally separating may also give one party the chance to change the financial position, for example over-spending, moving money out of reach etc. It is crucial to deal transparently with financial disclosure in the event of a financial separation and divorce. Delaying formally separating may make it much harder, and much more expensive, to unpick the truth and work out what a true representation of any financial outcome ought to be.

Prolonging the inevitable might not be the best financial decision in the long term, particularly if pensions need to be divided. We have seen drastic fluctuations in pension valuations recently. Whilst that of course affects everyone across the board, formally sharing pensions on divorce sooner rather than later at least provides some certainty to the recipient party that they have full control of their share of what is often the most significant asset of the marriage or partnership, after the family home, even in a volatile market.

How Edwards Family Law can assist

As family solicitors we are mindful of the pitfalls that come with waiting to separate, which we will discuss honestly and transparently with you. However, what is right for you and your family is a decision for you to make. In the event that we are instructed to assist, our aim is to advise pragmatically from the outset to try to preserve a good working relationship with the other party and/or their solicitor, and give advice that is sensible from the outset in terms of preserving your costs position. If, therefore, one of the big concerns is proportionality in dealing with the case sensibly and cost effectively, and that is what is putting a potential client off from formally actioning their separation, we can certainly assist.

How Can a Sport Star Protect Their Wealth?

Posted on August 17, 2022January 31, 2026 by Kelly Edwards

Sportsmen and women are in a unique financial position, in that those at the top end of their respective sports can earn salaries and receive endorsements that the average person could never dream of attaining. That said, their careers are short, and on retirement their incomes usually decline dramatically, save for the select few who go on to top-level coaching or secure lucrative punditry careers.

It is sadly all too well documented that many sport stars quickly declare bankruptcy upon retirement, as their diminished incomes cannot keep pace with their notoriously high outgoings to meet the lifestyle that they have established for themselves and their families. This problem can often be made worse for those who are obliged to pay eye-watering maintenance payments to former spouses, or where Schedule 1 payments have been ordered for the benefit for their children.

“Many sport stars quickly declare bankruptcy upon retirement.”

This article explores how the courts in England and Wales can protect players both during and after their careers, and what more can be done to ensure not only that the financially weaker party’s position is secured, but crucially that the paying sport star’s financial position is also protected as far as possible.

Prenuptial Agreements

Since the influential decision of Radmacher v Granatino [2010] UKSC 42, prenuptial and pre-civil partnership agreements have become an important legal tool to protect a party’s existing financial assets at the point that they are entering into a marriage or civil partnership. The agreement can regulate how their assets and income would be managed in the event of a divorce or dissolution, and the consequential financial claims that might arise from that.

This early “asset management” is especially important for a sports star who accrues a large amount of capital during their short playing career. Without the security of a prenuptial or pre-civil partnership agreement, the starting point for courts in England and Wales is to distribute assets equally between the couple. An estimated 40% of footballers declare bankruptcy within five years of retiring. One possible reason for this is that 33% of footballers are divorced within one year of retirement – for example, former England goalkeeper David James’ divorce is often cited as a primary reason for his bankruptcy declaration in 2014.

Essential Criteria for Agreements

A prenuptial or pre-civil partnership agreement is not legally binding on the courts in England and Wales (which can come as a shock to overseas sport stars) but can be an incredibly persuasive factor of a case if certain criteria are met, and something that the judge will attach significant weight to and, in most cases, uphold. The criteria include that:

the agreement is fundamentally “fair” in light of the facts of the case;

it still meets both parties’ needs since it was signed;

it does not prejudice any children; and

both parties received legal advice and disclosed their financial position at the point that it was negotiated and agreed.

“There is no doubt that a prenuptial or pre-civil partnership agreement is the best way for a sports star to secure their assets.”

Subject to the qualifying criteria being met, there is no doubt that a prenuptial or pre-civil partnership agreement is the best way for a sports star to secure their assets. Once they are married or have formed a civil partnership, the next best option would be for them to sign a postnuptial or post-civil partnership agreement, but that only works if their spouse or partner is willing at that stage to agree to contract out of the sharing principle, and define their share simply by way of financial provision sufficient to meet their reasonable needs, which might seem unlikely!

Equal Division of Marital Wealth

Since the case of White v White [2001] 1 A.C. 596, it has been established that the starting position in a financial settlement is an equal division of marital wealth, regardless of who earns the most within the marriage. It is recognised that financial and non-financial contributions (such as running a home and looking after the family) are to be given equal weight by the court.

However, this still results in high-earning sports stars potentially being left exposed to unreasonably high and sometimes unaffordable financial claims, particularly in the absence of a valid prenuptial (or postnuptial) agreement. Claims are often padded in relation to the standard of living that the family has enjoyed during the sports star’s career, but many fail to consider the short career a sports star will enjoy, and the fact that they often fall off a financial cliff edge at the point that they retire from their sport.

Parlour v Parlour

Former Arsenal footballer Ray Parlour’s high-profile divorce (Parlour v Parlour [2004] EWCA Civ 872) was one of the first of its kind to recognise that a sport star’s earning potential is time limited. It recognised that Mrs Parlour required a significant amount of income while it was still being earnt. Specifically, it was ruled that Mrs Parlour would be entitled to approximately 1/3 of Mr Parlour’s net income for a period of four years. While the judge declared this amount to be fair, due to her supporting him in such a way that facilitated his high earnings, critics may argue that she was not putting in the “labour” herself and that such an award was well in excess of meeting her “reasonable” needs.

Stockpiling

However, another rationale for this financial award, and a method often implemented by the courts for divorcing and separating sport stars, is known as “stockpiling”. This occurs when the party divorcing the star obtains an initial share of the available capital in order to meet their housing needs, and the mortgage is guaranteed by the high-earning athlete. There will then ordinarily be a maintenance sum that will more than meet the needs of the other party’s day-to-day living expenses, similar to the Parlour case, so that the receiving party can save a sum of money and start to overpay the mortgage to live reasonably comfortably after the star’s retirement when the income drops away.

In the case of AB v FC [2016] EWHC 3285, concerning an unnamed Premier League footballer, the judge held that it “was not unreasonable” to allow W to “stockpile” a portion of the sums she received in order to discharge her mortgage liability. This was despite the short length of the marriage. However, as the wife was the primary caregiver to a young child of the family, the judge was attracted by the wife’s arguments that her claims were effectively a quasi-Schedule 1 application and that she was entitled to the large sums awarded.

“Maintenance clauses are often subject to a review clause at the point that the player is estimated to retire and their earnings are expected to reduce dramatically.”

Whilst prima facie this might appear unfair on the high earner, maintenance clauses are often subject to a review clause at the point that the player is estimated to retire and their earnings are expected to reduce dramatically, or when there is a material reduction in their income as a result of a career-ending injury. This ensures that there are measures in place for the paying party to safeguard their income, as maintenance can be reviewed and subsequently reduced following any significant drop.

Conclusion

Although family law is often regarded as a “fair area” of the law, with the courts striving to meet each party’s needs, it could be argued by many that a real conversation needs to take place to explore whether sport stars are adequately protected upon divorce. Whilst it is clear that a pre- or postnuptial or civil partnership agreement does adequately protect these high earners, provided certain criteria are met, it is also clear that those without such protection are left exposed to high financial claims that often leave them bankrupt.

“Early advice is imperative.”

One must question the fairness of those without the knowledge and awareness to obtain a pre- or postnuptial agreement, who are often young sports starts without much life experience at the start of their career journeys, being left so financially unprotected and liable to very high financial claims. However, it must be considered that children are frequently involved in these circumstances, which does of course shift the proverbial goal posts. Furthermore, as evidenced, courts are well aware of the temperamental and short careers enjoyed by sports stars, and seem prepared to adjust their orders accordingly, ensuring that maintenance orders do not go further than is considered reasonable, on the facts of each case. The crucial and key message from the case law where sports stars are involved is that early advice is imperative, right from the moment that they are considering moving in with a new girlfriend or boyfriend, when cohabitation agreements and prenuptial or pre-civil partnership agreements are their best protection, before they legally commit to another person or start having children.